Tax year 2026 · 150 audited paychecks
See exactly what a salary pays after taxes — in your city.
Job boards quote gross. Rent is paid in net. Pick the number on your offer letter and the place you'd live; we run it through the published 2026 federal brackets, FICA, state schedule and any city income tax — then measure it against a local 1-bedroom.
$100K salary: the take-home spread across 15 cities
2026Single filer, standard deduction, before 401(k). The spread is the state and city tax layer alone.
Lowest of 15: New York City at $5,877/mo.
IRS-published rules
2026 brackets, $16,100 standard deduction, $184,500 FICA cap
Every tax layer
Federal · FICA · state · city · state payroll programs
15 metros, 8 states
One page per salary amount, all from the same engine
Refreshed September 5, 2026
Rent benchmarks re-curated quarterly; corrections welcome
Start here
Most-requested audits
- New York City, NY $100K after taxes $5,877/mo 29.5% tax drag · 1BR rent 66% of net
- Atlanta, GA $90K after taxes $5,681/mo 24.3% tax drag · 1BR rent 28% of net
- San Francisco, CA $150K after taxes $8,501/mo 32.0% tax drag · 1BR rent 38% of net
- Los Angeles, CA $120K after taxes $7,052/mo 29.5% tax drag · 1BR rent 35% of net
- Chicago, IL $120K after taxes $7,288/mo 27.1% tax drag · 1BR rent 26% of net
- San Francisco, CA $200K after taxes $10,992/mo 34.0% tax drag · 1BR rent 30% of net
- Austin, TX $100K after taxes $6,598/mo 20.8% tax drag · 1BR rent 22% of net
- Miami, FL $100K after taxes $6,598/mo 20.8% tax drag · 1BR rent 36% of net
Same offer, different paycheck
$100K across 15 cities
| # | City | Monthly net | Tax drag | City tax | 1BR rent | Rent share of net |
|---|---|---|---|---|---|---|
| 1 | Austin, TX | $6,598 | 20.8% | — | $1,450 | 22% |
| 2 | Miami, FL | $6,598 | 20.8% | — | $2,350 | 36% |
| 3 | Houston, TX | $6,598 | 20.8% | — | $1,300 | 20% |
| 4 | Dallas, TX | $6,598 | 20.8% | — | $1,400 | 21% |
| 5 | Seattle, WA | $6,495 | 22.1% | — | $2,050 | 32% |
| 6 | Denver, CO | $6,247 | 25.0% | $6/mo | $1,700 | 27% |
| 7 | Atlanta, GA | $6,225 | 25.3% | — | $1,600 | 26% |
| 8 | Chicago, IL | $6,198 | 25.6% | — | $1,900 | 31% |
| 9 | Boston, MA | $6,162 | 26.1% | — | $2,950 | 48% |
| 10 | Washington, DC, DC | $6,137 | 26.4% | — | $2,350 | 38% |
| 11 | San Francisco, CA | $6,054 | 27.4% | — | $3,250 | 54% |
| 12 | Los Angeles, CA | $6,054 | 27.4% | — | $2,450 | 40% |
| 13 | San Diego, CA | $6,054 | 27.4% | — | $2,550 | 42% |
| 14 | Philadelphia, PA | $6,031 | 27.6% | $312/mo | $1,650 | 27% |
| 15 | New York City, NY | $5,877 | 29.5% | $287/mo | $3,900 | 66% |
Browse
Take-home pay by city
115 audits · amounts added as demand appears
New York City, NY
1BR ≈ $3,900Austin, TX
1BR ≈ $1,450Denver, CO
1BR ≈ $1,700Browse
Take-home pay by state
Federal + FICA + state tax, no city layer
Colorado
Flat 4.40%Method
How every audit is computed
- 1
Start from the offer
Gross salary less the $16,100 standard deduction runs through the 7 federal brackets. FICA is applied to wages with the $184,500 Social Security cap.
- 2
Add the state and the city
State schedules range from nothing (Texas, Florida) to double digits (California, New York). Nine cities add their own layer, on the base each one actually uses.
- 3
Measure it against rent
The monthly net is compared with a median 1-bedroom, and every page has a live 401(k) and pre-tax benefits slider so you can see your own number.
Salary amounts currently covered: $45K · $50K · $55K · $60K · $65K · $70K · $75K · $80K · $85K · $90K · $95K · $100K · $110K · $120K · $125K · $130K · $140K · $150K · $165K · $175K · $200K · $225K · $250K · $300K · $400K.